New on the Market! There are many homes that are listed for weeks or months before selling, but there are also a lot of homes that go under contract within days. This page is constantly updated so you can see the most recent listings for all areas around Athens. If you have questions or want to set an appointment to see any of them, call Jerri at (706) 296-4395 or Paul at (706) 296-4394.
You can also set up your own search so you’ll only get the specific area and price range you’re interested in seeing. Or let us know and we’ll set up a custom search for you.
There are other options, such as Zillow and Trulia, but searching through our website links give you a definite advantage! These listings are brand new and other sites may not be as up-to-date as our local MLS search. Don’t miss out on the home of your dreams! Get registered so you’ll be notified automatically when a new listing comes on the market.
Largest homes for sale in Athens In the Athens area, it can be difficult to find a very large home. This list shows all active listings that are over 5,000 square feet. A large home can be useful for many families, especially for a large family, parents who have family visiting often, young families with children and relatives who visit often or for long periods of time. There are many factors that go in to finding a perfect home, but I thought you might enjoy checking out the large homes.Check out these houses and let me know what you think. They certainly aren't for everyone (size and budget-wise!) but it's still fun to see what's out there! If you're looking for something a little smaller, or a little less expensive, check out the search bar at the top of the page. Or, give us a call - Jerri (706) 296-4395 or Paul (706) 296-4394, and we'll be happy to help set up your automated search. This will have new listings and price changed automatically delivered to your email as often as you'd like. You can also fill out the form below and we will call you back! Have questions??? We want to help. Click here to reach an agent FAST!
According to the Athens MLS, Athens home sales increased in 2015. In Athens and surrounding counties (included in Athens MLS data), there were 4,500 homes sold in 2006. This year, there are 3,310 (as of 12/28/15). This may not sound very encouraging, but in 2010, there were 2,100 sales for the same area. For Athens, Zillow reported that there was a 7.7% increase in prices over this year and predicts 3.5% increase in the next 12 months. For Watkinsville, Zillow reported a 5.6% increase with a predicted 3.2% increase in prices over the next 12 months.
This information, along with excellent interest rates and less strict credit requirements, should make 2016 an excellent time for buyers and sellers. There are still quite a few “underwater” homeowners (Athens 19% and Watkinsville 9.5%), but those numbers should reduce as homes prices continue to increase. I know many homeowners who need to sell but don’t have the money to pay at closing, to sell their homes. This has provided excellent options for renters in the area, since that’s been the best option for people who needed to move for various reasons.
Over the past 5 or 6 years, foreclosure properties caused a lot of the decline in current prices. The average delinquent mortgage rate is 4.8% nationwide, and only 2.5% in our area.
A comparison of 2015 to 2014, shows that we’re on the right track. In Athens, the number of sales in 2014 was 1,289. It increased to 1,457 in 2015. Watkinsville also saw an increase in the number of sales – 598 in 2014 and 713 in 2015. Athens had 49 new home sales and Watkinsville 206. Most of the homes were in neighborhoods that started prior to 2007, but there were a few new neighborhoods in Watkinsville.
We’ve also seen this trend with new commercial development. The shopping options along 316 / Epps Bridge Parkway are sure to attract more and more people. Hopefully this will help to get more “affordable” housing in Oconee County, if public sewer is available to new developments.
There are many things that can slow down the process when buying a home. New financing regulations require notification of any changes to the amount financed, terms, etc. The inspection process can reveal unknown issues that require more time to resolve, and just dealing with everyone’s schedule to get documents signed can slow things down.
Check out this free report for suggestions to make your closing as simple as possible.
BUYING A HOME – 8 Steps to a Successful Closing
With the complications of the mortgage process, along with the longer sales contracts, detailed inspection process and figuring out how much money you need to have to close, buying a home can be a stressful time. With this report, you’ll get the inside scoop on making the process easier.
A few things to consider include, don’t buy anything after you apply for the loan. This includes new furniture, a new car!, or any other major purchases that may show up on a credit card, or drain money you need for the down payment on the house.
I recently worked with a couple who took all the right steps to buy a home. They were pre-approved for a loan, had their down payment, and submitted their supporting documents immediately after we had a home “under contract”. As first time buyers, they had no way to know that the mortgage loan officer failed to review one important part of their financial liabilities. They had a student loan that is deferred temporarily since one of them is still in school. However, the mortgage must take in to account the actual monthly payment that will be paid when the loan repayment becomes active. This added another $500 to their monthly debt, which disqualified them for the loan. Even though the lender is the expert, make sure to ask a lot of questions. Knowing that you have debt that will need to be repaid at a future date is something that needs to be brought to the attention of the loan officer… just to make sure. In this case, the buyers spent the cost of the appraisal, the home inspection and a credit report that could have been avoided.
Refinishing hardwood floors can make a big difference in the appearance of your home. We recently got prices for this and it was a big surprise since we always assumed it would cost a lot for this job. We got prices from 2 different contractors and one did give a high price. However, the other one gave a price of less than $1,800 to refinish 3 bedrooms, hall and living room! Considering that it costs that much to replace carpet in all these rooms, this is a good price.
A new counter top in the kitchen can make a big difference. We replaced a countertop in a rental property and spent around $350, including labor for the contractor to pick it up and install it. The new faucet and sink are not included in this price but that was about $200 more. Some of the older homes have the cheap interior doors that are coming apart. These can be replaced for about $80 per door, plus labor for having them installed and painted.
Tackle common home improvement projects and transform often-overlooked spaces with simple and budget-friendly solutions. Try one — or more — of these home improvement ideas when selling a home.
- electrical work – GFCI outlets not working or not installed where needed, exposed wires
- plumbing – leaky drain pipes, faucets, loose toilets
- roof leaks discovered in the attic, clogged gutters and downspouts
- water in crawl space, missing vapor barrier
- loose railing on staircases, decks, porches
The following information will tell you what you need to apply for a mortgage. The mortgage process can be a little intimidating, but with this list, you should be able to walk in with confidence and have your loan request approved in no time!
- Copies of W-2s for the past two years
- Copies of the two most recent consecutive pay stubs showing year-to-date earnings
- Copies of checking and saving account statements for past three months (all pages)
- Copies of quarterly or semi-annual statements for checking, savings, IRAs, CDs, money market funds, stocks, 401k, profit sharing, etc.
- Copy of sales contract when ratified
- Employment history for the previous two years (address any gaps of employment)
- Residency history during the past two years, with name, phone number, address and account number of land or mortgage company; for rental property, copies of leases
- Canceled earnest money check when it clears or corresponding bank statement, if applicable
- Commissioned income – if 25% or more of base, must have tax returns
- Check for the expense of appraisal and credit report
- Refinance copy of note, deed of trust, settlement statement, survey and insurance information
- Any assets used for down payment, closing costs and cash reserves must be documented by a paper trail
- If paid off mortgage in the past two years, need copies of HUD1
- Copy of driver’s license for applicant and co-applicant
- Copies of your past two years’ tax returns
- Copy of Social Security Card for each applicant and co-applicant
- Copies of your past two years’ tax returns (with all schedules, including K-I’s if applicable)
- Copy of current profit and loss statement and balance sheet
- Copy of corporate/partnership tax returns for last two years if owning 25% or more of company plus copies of W-2s and/or 1099 forms
DOCUMENTS WHICH MAY BE REQUIRED:
- Relocation agreement if move is financed by employer (i.e. buyout agreement plus documentation outlining company-paid closing costs benefits)
- If you’ve had a previous bankruptcy, bring copies of petition for bankruptcy and discharge, including supporting schedules
- Divorce decree (if applicable)
- Documentation supporting monies received from Social Security/retirement trust income, i.e. copies of direct deposit bank statements, awards letter or evidence income will continue
DOCUMENTS NEEDED FOR FHA/VA LOANS:
- FHA: Copy of Social Security Card and driver’s license for each applicant and co-applicants
- VA: Original certificate of eligibility and copy of DD214 discharge paper
- VA: Name and address of nearest living relative