Buying a home is one of the largest purchases most of us ever make. Be sure you are represented and have all the facts before making the final decision.

There is more to the monthly mortgage payment than principal and interest. Make sure you have the facts about private mortgage insurance.

Deciding on the amount you can afford to pay for a home is the first step.

Having repairs made by the seller before closing may be difficult. Depending on the repairs needed, it may be better to do them after closing.

The home inspection may or may not reveal repairs that would have been missed. To be protected, we always recommend a home inspection.

Don’t skip over the final walk-through when buying a home. Even with a vacant home, things may have changed since the last time you saw the home.