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Buying a HUD Home

April 5, 2017 by Jerri.Stracener Leave a Comment

buying a hud home

BUYING A HUD HOME A HUD home is a 1-to-4 unit residential property acquired by HUD as a result of a foreclosure action on an FHA-insured mortgage.  HUD becomes the property owner and offers it for sale to recover the loss on the foreclosure claim. When buying a HUD Home, offers must be submitted by […]

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Filed Under: Athens Georgia Real Estate Blog, HUD Homes

Who pays closing costs?

August 23, 2015 by Jerri.Stracener 2 Comments

Who pays closing costs

It’s not unusual for buyers to ask the seller to pay closing costs but sometimes sellers don’t want to pay them. This is likely due to not understanding exactly what it means. So, what are closing costs, and who should pay them? Closing costs are fees associated with the buyer’s loan Closing costs include: origination fee to […]

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Filed Under: Athens Georgia Real Estate Blog, Barrow County, Bogart, Clarke County, First time buyer, Home buying tips, HUD Homes, Jackson County, Madison County, Oconee County, Oglethorpe County, University Of Georgia Athens Tagged With: closing costs

Oconee County School named 2015 Character School

May 20, 2015 by Jerri.Stracener Leave a Comment

Oconee County

Rocky Branch Elementary School in Oconee County is the only school in Georgia to receive the 2015 Character School. “Each of the schools and districts designated as 2015 National School of Character has done a tremendous job linking ‘smart and good’ programs to so many youth; enriching students’ lives across the USA,” said Becky Sipos, […]

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Filed Under: Athens Georgia Real Estate Blog, Bogart, HUD Homes, Oconee County

What’s involved with a home inspection?

May 12, 2015 by Jerri.Stracener Leave a Comment

After a purchase offer for a home is accepted, the due diligence period starts. This is usually 10 days in our area, and allows the buyer to terminate an accepted offer for any reason during that time.  The intent of the due diligence period is to allow time for the buyer to have a home […]

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Filed Under: Athens, Athens Georgia Real Estate Blog, Barrow County, Bogart, Clarke County, First time buyer, Home Preparation for Selling, HUD Homes, Jackson County, Madison County, Oconee County, Oglethorpe County, Short Sale Success Stories in Athens GA, University Of Georgia Athens

What you need to apply for a mortgage

May 5, 2015 by Jerri.Stracener Leave a Comment

What you need to apply for a mortgage?

The following information will tell you what you need to apply for a mortgage. The mortgage process can be a little intimidating, but with this list, you should be able to walk in with confidence and have your loan request approved in no time! ALL BORROWERS: Copies of W-2s for the past two years Copies […]

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Filed Under: Athens, Athens Georgia Real Estate Blog, Barrow County, Bogart, Clarke County, First time buyer, Home buying tips, HUD Homes, Jackson County, Madison County, Oconee County, Oglethorpe County, University Of Georgia Athens Tagged With: home loan, mortgage, what do you need to get a mortgage

How long will it take my home to sell? When is the best time to sell?

October 14, 2014 by Jerri.Stracener Leave a Comment

How long will it take my home to sell? Over the past 3 months, homes in Athens were on the market for an average of 136 days before closing.  The average sold to list price for homes that sold was 96.3%.   There are currently 720 active listings in Athens and 296 sold properties during […]

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Filed Under: Athens, Athens Georgia Real Estate Blog, Barrow County, Bogart, Clarke County, Home Preparation for Selling, HUD Homes, Jackson County, Madison County, Oconee County, Oglethorpe County, University Of Georgia Athens

How accurate are Zillow Zestimates? What is your home value?

October 14, 2014 by Jerri.Stracener Leave a Comment

Tips for making your home secure

How accurate are Zillow Zestimates? When you’re trying to determine your home value, it’s easy to check Zillow.  From our experience, that may not be the best place to find the value since the Zestimates are not always accurate. As an example, we own a rental house in Athens.  The Zestimate of this home is […]

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Filed Under: Athens, Athens Georgia Real Estate Blog, Barrow County, Bogart, Clarke County, Home Preparation for Selling, HUD Homes, Jackson County, Madison County, Oconee County, Oglethorpe County, Short Sale Success Stories in Athens GA, University Of Georgia Athens Tagged With: home value

How much money do I need to close on a home purchase?

September 29, 2014 by Jerri.Stracener Leave a Comment

How to buy a house when you already have one

Several things need to be considered to answer the question: How much money do I need to close on a home purchase?  Checking with a lender will give you a better answer to your specific situation, but this guide will provide the general information. Down payment – The down payment can be 0% – 20%, […]

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Filed Under: Athens, Athens Georgia Real Estate Blog, First time buyer, Home buying tips, HUD Homes, Local

Who pays the real estate commission?

September 29, 2014 by Jerri.Stracener Leave a Comment

Home Value

Real Estate Commission If you’re thinking of buying or selling a home, you’ll want to know who pays the real estate commission. Real estate commission is paid by the seller. When a home is listed for sale, the listing agreement between the seller and his agent outlines who pays the real estate commission. All members of […]

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Filed Under: Athens, Athens Georgia Real Estate Blog, Barrow County, Bogart, Clarke County, First time buyer, Home buying tips, HUD Homes, Jackson County, Madison County, Oconee County, Oglethorpe County, University Of Georgia Athens

What if I can’t qualify for a loan? Can I still buy a home?

September 27, 2014 by Jerri.Stracener Leave a Comment

Buying a home in Athens

Buyers have more options for buying a home with good credit. It is possible to find owner financing or other financing options but home choices may be limited.

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Filed Under: Athens, Athens Georgia Real Estate Blog, Barrow County, Bogart, Clarke County, First time buyer, Home buying tips, HUD Homes, Jackson County, Madison County, Oconee County, Oglethorpe County, University Of Georgia Athens Tagged With: Qualifying for a mortgage

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Paul & Jerri Stracener

Paul & Jerri have over 30 years combined experience in the Athens area real estate market, providing services beyond your expectations. Learn More...
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